Search Website

Don't Get Burned

Know the security features on US money before you accept it. For more information on how to detect counterfeit money:

Credit Union membership is for anyone who lives in, works in or owns property in the Jemez Valley or the Rio Rancho school district, or has a relative who is a member. Anyone wishing to apply is encouraged to come in to the Credit Union to speak with a Member Service Specialist.

Once you become a member you must maintain a $25.00 par share deposit in your Regular Share Account at all times. Once you have opened your account with the minimum Par Share deposit you can then open as many other account types as you need using the same member number.

Account Information



Avg Balance



Regular Share - Savings Account

  • NO monthly service fee
  • Must maintain $25.00 Par Share Deposit
  • Dividends paid quarterly on balances of $100.00 and over
  • Statement issued quarterly


$100 - $999.99

1,000.00 & up







Share Draft - Checking Account

  • NO monthly service fee
  • No minimum balance required
  • Dividends paid monthly on balances of $2,000.00 and over
  • FREE personalized checks with Direct Deposit of retirement (restrictions apply)
  • Statement issued monthly


$0.00 - $1,999.99

$2,000 & up







Golden Share - Money Market Account

  • Monthly Service Fee of $5.00 is waived with a minimum daily balance of $500.00
  • Unlimited deposits
  • Transaction fee of $5.00 after the 3rd withdrawal in a statement cycle
  • Dividends paid quarterly on balances of $500.00 and over
  • Statement issued quarterly
  • Minimum withdrawal allowed $250.00


$500.01 - $10,000.00

$10,000.01 - $50,000.00

$50,000.01 - Up







IRA Shares - Individual Retirement Account

  • $10.00 annual maintenance fee
  • Dividends paid quarterly on all balances
  • Statement issued quarterly

IRA Shares:



(Calculations all based on quarterly compounding)

All APY calculations, except Golden Share and Share Draft Accounts, based on $1,000.00 balance. Golden Share and Share Draft Account calculations based on $500.00. * APY Calculations based on quarterly compounding and minimum balance as listed per account type. The rates as shown above are 1st QTR 2010 dividends as declared by the Board of Directors January 12, 2010.

Get the JVCU App!

Free AskAuto App

Have a Smartphone or tablet?  Get the AskAuto app and simplify your next car buying experience!

Click for Details

How Are We Doing?

We want to know what you’re looking for in a financial institution. Do we offer all of the products and services you need? Is there something you want us to do differently? Send an email to to let us know? Your feedback is important to us.

Contact Us

Phone: (575) 829-3366
Fax: (575) 829-3365
Toll Free: (866) 300-6583
FlashTalk:    (866) 300-6583
Email: click here

Do not send personal non-public information via email. Please use the email feature through your online banking access to send personal information securely.


NCUA   Equal Opportunity Lender