Personal Loan
When you need some cash for a specific purpose a personal (unsecured) loan can help. A personal loan can help pay for unexpected expenses, a new laptop, or the vacation of your dreams.
Benefits:
- Help build credit
- Affordable rates
- Funds may be used for anything
- No collateral required for approved borrowers
- Terms up to 36 months
Personal Line of Credit
All the benefits of a regular Personal Loan with the flexibility to borrow more if you need to. We will establish an unsecured credit limit based on your credit worthiness. You can draw from the line of credit as needed, up to the limit established.
Benefits:
- Help build credit
- Competitive rates
- Funds may be used for anything
- No collateral required for approved borrowers
- Terms up to 36 months
Share Secured Loans
With a Share Secured Loan we use the money in your savings or share certificate account as collateral allowing us to offer you a lower rate than what you would get with other types of loans.
Benefits:
- Help build credit
- Lower rates
- Funds may be used for anything
- Flexible terms so your payment will fit your budget
- Maximum loan amounts based on amount on deposit
- Continue to earn dividends on your deposited funds
Share Secured Line of Credit
All the benefits of a regular share secured loan with the flexibility to borrow more if you need to. We will establish a credit limit based on the amount of money you have on deposit and pledge as collateral. You can draw from the line of credit as needed, up to the limit established. Great for life’s unexpected turns. Set one up for emergencies instead of blowing through your savings.
Benefits:
- Help build credit
- Lower rates
- Funds may be used for anything
- Maximum loan amounts based on amount on deposit
- Continue to earn dividends on your deposited funds
- Terms up to 10 years so your payment can match your budget
